TL Capital Limited provides structured healthcare financing solutions to support healthcare providers in acquiring assets, expanding facilities, and improving service delivery. Our financing structures are designed to align long-term investment with sustainable operating cash flows in the healthcare sector. All facilities are subject to credit assessment, due diligence, and applicable UK regulatory requirements.
Healthcare Financing Overview
Our healthcare financing solutions support capital investment across a broad range of healthcare operations, enabling providers to maintain liquidity while investing in essential infrastructure and equipment.
Key Characteristics
- Indicative interest rates typically ranging from 5% to 9% per annum
- Loan tenors from 5 to 15 years, subject to asset type and credit profile
- Structured repayment schedules aligned with operational cash flows
- Secured and asset-backed financing structures
- Financing available for new and eligible used assets
Eligible Healthcare Uses
- Medical and diagnostic equipment
- Hospital and clinic development or expansion
- Specialist treatment centres and laboratories
- Healthcare technology and systems
- Care homes and long-term care facilities
- Refurbishment and modernization projects
Eligibility and funding scope are assessed on a case-by-case basis.
Financing Structures
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Healthcare Equipment Financing
Asset-backed term loans structured around equipment life cycles. -
Facility Development and Expansion Financing
Medium- to long-term financing for construction, fit-out, and expansion projects. -
Refinancing and Capital Optimisation
Restructuring of existing healthcare-related debt to improve cash-flow efficiency.
Pricing and Terms
Pricing and terms are determined based on:
- Borrower financial strength and operating history
- Nature and value of healthcare assets
- Loan amount, tenor, and repayment profile
- Security and transaction structure
Indicative interest rates: 5%–9% per annum
Typical loan term: 5–15 years
Final terms are confirmed only following credit approval and execution of definitive documentation.